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Wealth Management & Real Estate Consulting

Specialized Experience

Lean on us for our unique knowledge and processes so you can focus on what you do best.

Enhanced Affordability™

We can reorganize client assets for optimal underwriting approval, allowing your clients greater purchase power. 

Collaborative Approach

We communicate with you through every step of the process, from introduction to implementation.

Client Service

Like you, our focus is to add value and help the client successfully accomplish their goals.

Wealth Management &

Real Estate Consulting

Specialized Experience

Lean on us for our unique knowledge and processes so you can focus on what you do best.

Enhanced Affordability™

We can reorganize client assets for optimal underwriting approval, allowing your clients greater purchase power. 

Collaborative Approach

We communicate with you through every step of the process, from introduction to implementation.

Client Service

Like you, our focus is to add value and help the client successfully accomplish their goals.

Working with mortgage brokers, we can provide a range of valuable benefits for you, your professional partners, and your clients.  By working with us, you have a knowledgeable partner in wealth management that understands and appreciates the role that real estate can play in your client’s life. 

Here are a few of the helpful services mortgage professionals come to us for:

Working with mortgage brokers, we can provide a range of valuable benefits for you, your professional partners, and your clients.  By working with us, you have a knowledgeable partner in wealth management that understands and appreciates the role that real estate can play in your client’s life. 

Here are a few of the helpful services mortgage professionals come to us for:

Property Purchase Analysis

By completing a thorough review of potential real estate purchases, we work with you to help your client identify and close on the perfect property.  Whether we are considering a new primary residence or a portfolio asset, we can help provide clarity through analysis that looks at the property through a wealth management lens.  Examining purchase options such as down payment amount and sources, capital gains associated with investment liquidation or a property being sold, available deductions such as mortgage interest and other factors, allows us access to a number of additional levers to help your client achieve the best possible outcome.

Enhanced Affordability™

This program from SmartMortgage® helps us to look at a client’s assets through the lens of your mortgage underwriting, giving us options for limited or temporary portfolio reorganization to accomplish the client’s real estate goals, often without triggering any taxable events.  We have found this can be extremely useful, especially when the client is a business owner or retiree, and assets would need to be liquidated for down payment to offset potentially limited qualifying income.

Financial planning

We work with you to provide comprehensive financial planning services to your clients.  By analyzing your client’s overall financial situation, we can help identify areas where properties could play a role in achieving their financial goals.  This can include advising on strategies such as how refinancing could potentially benefit their cash flow and investment planning, leveraging equity in properties, and using real estate to build passive income streams.

Portfolio Review

We can provide comprehensive analysis of client real estate holdings, looking at potential valuations, cash flows, returns over time, liquidity, and tax implications and benefits.  Our team can help identify risks and opportunities that may not be immediately apparent to financial advisors focusing on listed securities.  We work with you to ensure that your client is making informed property decisions that align with their overall tax and investment strategy.  We can help optimize the real estate and investment holdings of your client by analyzing the performance of each piece of their portfolio, identifying opportunities to increase returns or minimize risk.  By taking a holistic wealth management approach to real assets, we help your clients pursue their investment goals more efficiently, reducing total tax liabilities and increasing diversification.

Diversification

Real estate investments can provide desired diversification benefits to an investment portfolio as they tend to have low correlation with other asset classes like stocks and bonds.  By helping you and your client understand real assets in the same terms as traded securities we can help reduce overall portfolio risk and increase stability.

Tax Planning

As you know, real estate holdings can have complex tax implications, potentially creating both additional burdens and opportunities.  This is especially true when considering the additional timing rules as compared to investments like listed equities.  We can work with you to provide specialized advice in this area to help your clients navigate these challenges.  This can include advising on the use of 1031 exchanges, identifying tax deductions and credits, and optimizing the client’s overall tax strategy.

Property Exit Planning

Our wealth management firm can provide your clients with specialized expertise in real estate exit planning.  For family homes we can help create a plan for transitioning into a new primary residence efficiently, looking at down payment options, impacts of various mortgages vs cash purchase and minimizing capital gains.  For investment properties, our analysis and planning may include strategies like 1031 exchanges or available DST or opportunity zone investments.  This helps free the client from an asset that is no longer the best fit for their portfolio and allow us to reallocate resources more appropriately.

Property Purchase Analysis

By completing a thorough review of potential real estate purchases, we work with you to help your client identify and close on the perfect property.  Whether we are considering a new primary residence or a portfolio asset, we can help provide clarity through analysis that looks at the property through a wealth management lens.  Examining purchase options such as down payment amount and sources, capital gains associated with investment liquidation or a property being sold, available deductions such as mortgage interest and other factors, allows us access to a number of additional levers to help your client achieve the best possible outcome.

Enhanced Affordability™

This program from SmartMortgage® helps us to look at a client’s assets through the lens of your mortgage underwriting, giving us options for limited or temporary portfolio reorganization to accomplish the client’s real estate goals, often without triggering any taxable events.  We have found this can be extremely useful, especially when the client is a business owner or retiree, and assets would need to be liquidated for down payment to offset potentially limited qualifying income.

Financial planning

We work with you to provide comprehensive financial planning services to your clients.  By analyzing your client’s overall financial situation, we can help identify areas where properties could play a role in achieving their financial goals.  This can include advising on strategies such as how refinancing could potentially benefit their cash flow and investment planning, leveraging equity in properties, and using real estate to build passive income streams.

Portfolio Review

We can provide comprehensive analysis of client real estate holdings, looking at potential valuations, cash flows, returns over time, liquidity, and tax implications and benefits.  Our team can help identify risks and opportunities that may not be immediately apparent to financial advisors focusing on listed securities.  We work with you to ensure that your client is making informed property decisions that align with their overall tax and investment strategy.  We can help optimize the real estate and investment holdings of your client by analyzing the performance of each piece of their portfolio, identifying opportunities to increase returns or minimize risk.  By taking a holistic wealth management approach to real assets, we help your clients pursue their investment goals more efficiently, reducing total tax liabilities and increasing diversification.

Diversification

Real estate investments can provide desired diversification benefits to an investment portfolio as they tend to have low correlation with other asset classes like stocks and bonds.  By helping you and your client understand real assets in the same terms as traded securities we can help reduce overall portfolio risk and increase stability.

Tax Planning

As you know, real estate holdings can have complex tax implications, potentially creating both additional burdens and opportunities.  This is especially true when considering the additional timing rules as compared to investments like listed equities.  We can work with you to provide specialized advice in this area to help your clients navigate these challenges.  This can include advising on the use of 1031 exchanges, identifying tax deductions and credits, and optimizing the client’s overall tax strategy.

Property Exit Planning

Our wealth management firm can provide your clients with specialized expertise in real estate exit planning.  For family homes we can help create a plan for transitioning into a new primary residence efficiently, looking at down payment options, impacts of various mortgages vs cash purchase and minimizing capital gains.  For investment properties, our analysis and planning may include strategies like 1031 exchanges or available DST or opportunity zone investments.  This helps free the client from an asset that is no longer the best fit for their portfolio and allow us to reallocate resources more appropriately.

By working with our wealth management team, you can provide your clients with access to specialized expertise in real estate and wealth management, enhancing the overall value you provide as a trusted advisor and helping your clients achieve their goals.

By working with our wealth management team, you can provide your clients with access to specialized expertise in real estate and wealth management, enhancing the overall value you provide as a trusted advisor and helping your clients achieve their goals.

Have Questions? We're Here to Help.

Our calls are always relaxed and pressure-free.

The strength of the team is each individual member.  The strength of each member is the team.

– Phil Jackson

Our Philosophy

We believe that the greatest impact for our clients occurs when we take the time to understand all of their financial life.  By incorporating real estate into our wealth management and financial planning, we are able to accomplish far more than when focusing on stocks and bonds alone.

 

Our Focus

Beyond traditional wealth management.

We specialize in helping clients recognize, understand, and navigate the numerous intersecting points where investments and real estate come together.

 

We serve

All 50 States

Puerto Rico

&

The U.S. Virgin Islands

We’re Invested In Partnership.

Our calls are always relaxed and pressure-free.