Real Estate Consulting

Real Estate Consulting

By creating a common language encompassing real estate and market investments, we can more clearly analyze and discuss how your various assets work together.  Whether we are reorganizing investments or cashflow to help you purchase a property, trying to better understand the true diversity in your portfolio, optimizing your liquidity or wanting to view the total return or tax liability of your combined holdings, our process allows us to incorporate all of your assets into your larger strategy.

By creating a common language encompassing real estate and market investments, we can more clearly analyze and discuss how your various assets work together.  Whether we are reorganizing investments or cashflow to help you purchase a property, trying to better understand the true diversity in your portfolio, optimizing your liquidity or wanting to view the total return or tax liability of your combined holdings, our process allows us to incorporate all of your assets into your larger strategy.

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Our calls are always relaxed and pressure-free.

Property Purchase Analysis

By completing a thorough review of a potential real estate purchase, we work with you to help create a purchase plan, whether a new primary residence or an additional income property.  Examining purchase options such as down payment amount and source, total costs, capital gains associated with investment liquidation, available deductions such as mortgage interest and other factors allows us access to a number of additional levers to help you achieve the best possible outcome.

Financing

We help clients by working with their mortgage brokers to secure financing for their property purchases or by connecting them with expert lenders that we know and trust.  We also help to review the numerous options and the ways that those choices could impact your wealth management and financial planning.

Enhanced Affordability™

This program from SmartMortgage© helps us to look at your assets through the lens of mortgage underwriting, giving us options for limited or temporary portfolio reorganization that help to accomplish your real estate goals by increasing mortgage approval potential, while reducing or eliminating any taxable events.

Portfolio Review

We can provide comprehensive analysis of your real estate holdings, looking at valuations, cash flows, returns over time, liquidity, and tax implications and benefits.  We help identify risks and opportunities that may not be immediately apparent to financial advisors focusing on listed securities.  Analyzing the performance of each piece of your portfolio allows us to identify opportunities to enhance the overall performance of your assets while also minimizing liabilities and risks.

Wealth Integration

We have developed our analysis process to provide common language around integrating real estate into your total portfolio.  This allows us to view performance and risk metrics across all of your holdings to create a much more honest picture of your wealth.  Some of the pieces covered in our analysis include portfolio diversity, income, and appreciation (total return), opportunity cost, liquidity, leverage, cash flow, interest paid, available tax deductions and credits, your risk tolerance and your timeline.

Property Exit Planning

We work with your tax professionals to provide you with specialized expertise in real estate exit planning.  For family homes we can help create a plan for transitioning into a new primary residence efficiently, looking at down payment options, impacts of various mortgages vs cash purchase and strategies for minimizing capital gains.  For investment properties, our analysis and planning may include strategies like 1031 exchanges or available DST or opportunity zone investments.

Property Purchase Analysis

By completing a thorough review of a potential real estate purchase, we work with you to help create a purchase plan, whether a new primary residence or an additional income property.  Examining purchase options such as down payment amount and source, total costs, capital gains associated with investment liquidation, available deductions such as mortgage interest and other factors allows us access to a number of additional levers to help you achieve the best possible outcome.

Financing

We help clients by working with their mortgage brokers to secure financing for their property purchases or by connecting them with expert lenders that we know and trust.  We also help to review the numerous options and the ways that those choices could impact your wealth management and financial planning.

Enhanced Affordability™

This program from SmartMortgage© helps us to look at your assets through the lens of mortgage underwriting, giving us options for limited or temporary portfolio reorganization that help to accomplish your real estate goals by increasing mortgage approval potential, while reducing or eliminating any taxable events.

Portfolio Review

We can provide comprehensive analysis of your real estate holdings, looking at valuations, cash flows, returns over time, liquidity, and tax implications and benefits.  We help identify risks and opportunities that may not be immediately apparent to financial advisors focusing on listed securities.  Analyzing the performance of each piece of your portfolio allows us to identify opportunities to enhance the overall performance of your assets while also minimizing liabilities and risks.

Wealth Integration

We have developed our analysis process to provide common language around integrating real estate into your total portfolio.  This allows us to view performance and risk metrics across all of your holdings to create a much more honest picture of your wealth.  Some of the pieces covered in our analysis include portfolio diversity, income, and appreciation (total return), opportunity cost, liquidity, leverage, cash flow, interest paid, available tax deductions and credits, your risk tolerance and your timeline.

Property Exit Planning

We work with your tax professionals to provide you with specialized expertise in real estate exit planning.  For family homes we can help create a plan for transitioning into a new primary residence efficiently, looking at down payment options, impacts of various mortgages vs cash purchase and strategies for minimizing capital gains.  For investment properties, our analysis and planning may include strategies like 1031 exchanges or available DST or opportunity zone investments.

Incorporating real estate or property holdings into your financial planning, our firm can provide a more holistic and customized approach to your wealth management.  This allows for a deeper understanding of your available options, financial situation, improved risk management, tax planning opportunities, effective asset allocation, and alignment of real estate assets with your long-term goals.

Incorporating real estate or property holdings into your financial planning, our firm can provide a more holistic and customized approach to your wealth management.  This allows for a deeper understanding of your available options, financial situation, improved risk management, tax planning opportunities, effective asset allocation, and alignment of real estate assets with your long-term goals.

Buying Your First Home or Managing a Portfolio of Properties

Our calls are always relaxed and pressure-free.